For less than 50 euros a week, the insurer offers full coverage for the tranquility of the traveler.The crisis years have demonstrated the ability of the insurance industry to better withstand the most economic and financial sectors. Still, the need to increase its market share has led insurance companies to redouble their efforts and imagination to bring products competitive, innovative and increasingly sophisticated, especially those aimed at leisure and travel.Today you can hire policies that provide the peace and security required for the traveler to enjoy your travel, the adventure of your leisure activities or the management of his business trips. Cover all risks anywhere in the world and almost any activity, so you can choose almost tailored to the needs of the insured.Each company has its specific terms and coverage, but include very similar coverages. Companies such as, for example, Mapfre, AMA, Arag Spain, Race, Europ Assistance Insurance or European have such insurance.
General travel insurance guarantee medical assistance, personal liability, trip cancellation, repatriation, baggage loss, delay death, disability or unforeseen events that occur annually playing sports or risky activities, among others. Some also include travel and accommodation if the passenger of the insured is hospitalized.This type of coverage takes its true importance, especially in international travel, whether for pleasure, study or work.The risk adventure sports, as well as search and rescue of the insured, including general coverage as medical expenses, payment of crutches, repatriation or extension of stay at the hotel.In the case of pleasure craft and cruise ships also covered navigational assistance, personal, legal protection and accident or illness, as well as theft and damage to luggage and delay in delivery, death or disability, delays in the output or the arrival of transport and repatriation.Baggage and cancellationAnother important aspect is the possibility to cancel the trip without losing all the money we advance.The trip cancellation insurance provides coverage for trip cancellation due to force majeure, such as illness, accident or death of the holder or an immediate family member, theft of documents necessary for travel, passport, for example, and anyother unforeseen than the direct responsibility of the insured.But surely, theft or loss of baggage and documents are the most common claim on any trip. Any policies should ensure that they are engaged while this incident, if we want to avoid problems, especially when going abroad.In this sense, the insurance company Mapfre-offers a truly affordable price, and it only costs 49 euros per person for one week, one of the best travel insurance coverage, including medical assistance, repatriation and medical expenses. Thus, the product Segurviaje offers compensation of up to 600 euros for the cancellation of a trip uninitiated, 30 to 120 euros for delays in the Start of a journey and an accident insurance of up to 6,000 euros, among other major features.Insurance Study Tour> The summer is a good time to study abroad. This activity has specific insurance covering medical care, extension of stay or repatriation. In this sense, contracting Travel insurance for students has increased significantly in recent years as an increasing number of students who travel during the summer, especially overseas, to improve their language, for example. In fact, in the first six months of 2011, the procurement of such insurance has increased by 29% and in 2010 recorded an increase of 33% over the previous year, as appears from a study by Mapfre Familiar. The study also reveals that nearly 60% of travel insurance studies are targeted European countries (Britain and France), although in recent months have seen an increased demand to the United States, especially in Boston and New York.In addition, seven out of ten clients who hire Travel insurance studies are university students, aged between 18 and 30 years old, and the majority (80%) trip aims to improve their language skills.
General travel insurance guarantee medical assistance, personal liability, trip cancellation, repatriation, baggage loss, delay death, disability or unforeseen events that occur annually playing sports or risky activities, among others. Some also include travel and accommodation if the passenger of the insured is hospitalized.This type of coverage takes its true importance, especially in international travel, whether for pleasure, study or work.The risk adventure sports, as well as search and rescue of the insured, including general coverage as medical expenses, payment of crutches, repatriation or extension of stay at the hotel.In the case of pleasure craft and cruise ships also covered navigational assistance, personal, legal protection and accident or illness, as well as theft and damage to luggage and delay in delivery, death or disability, delays in the output or the arrival of transport and repatriation.Baggage and cancellationAnother important aspect is the possibility to cancel the trip without losing all the money we advance.The trip cancellation insurance provides coverage for trip cancellation due to force majeure, such as illness, accident or death of the holder or an immediate family member, theft of documents necessary for travel, passport, for example, and anyother unforeseen than the direct responsibility of the insured.But surely, theft or loss of baggage and documents are the most common claim on any trip. Any policies should ensure that they are engaged while this incident, if we want to avoid problems, especially when going abroad.In this sense, the insurance company Mapfre-offers a truly affordable price, and it only costs 49 euros per person for one week, one of the best travel insurance coverage, including medical assistance, repatriation and medical expenses. Thus, the product Segurviaje offers compensation of up to 600 euros for the cancellation of a trip uninitiated, 30 to 120 euros for delays in the Start of a journey and an accident insurance of up to 6,000 euros, among other major features.Insurance Study Tour> The summer is a good time to study abroad. This activity has specific insurance covering medical care, extension of stay or repatriation. In this sense, contracting Travel insurance for students has increased significantly in recent years as an increasing number of students who travel during the summer, especially overseas, to improve their language, for example. In fact, in the first six months of 2011, the procurement of such insurance has increased by 29% and in 2010 recorded an increase of 33% over the previous year, as appears from a study by Mapfre Familiar. The study also reveals that nearly 60% of travel insurance studies are targeted European countries (Britain and France), although in recent months have seen an increased demand to the United States, especially in Boston and New York.In addition, seven out of ten clients who hire Travel insurance studies are university students, aged between 18 and 30 years old, and the majority (80%) trip aims to improve their language skills.
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